Seniors & Medicare Information

Social Security Timing - Social Security is the largest single asset many couples have in retirement. Unfortunately, most people don't take the necessary steps to maximize this all-important income stream. If you don't make the right decision about when to elect Social Security, you could be leaving a big pile of money on the table—money you've worked hard for over the years.  more information.

Medicare is a federal health insurance program for people 65 years of age or older. It consists of Part A which is the Hospital portion and Part B which is the Physicians, outpaitent care, tests and supplies. It pays for much of your health care, but not all of it, such costs could be, prescription drugs (covered by part D), deductibles, coinsurance. (for additional information see medicare.gov

Medicare Supplements are a health insurance policy sold by private heath insurance companies to fill the "gaps" in Medicare coverage.

Medicare Advantage Perscription Drug Plans (MAPD) are a health insurance policy sold by private health insurance companies to work in cooperation with Medicare part A and B by provide plans that are similar to traditional types of health insurance. With plans like HMO, PPO, PFFS(Private Fee For Service) often including medicare Part-D drug plans and optional benefits such as dental and vision.

Part D Medicare Prescription Drug Coverage - may be purchased as a stand-alone plan or as part of a Medicare Advantage Prescription Drug Plan (MAPD)

PlansUnder Age 65 (Disability) - Medicare Advantage Perscription Drug Plans and some Medicare Suppliment Plans are available in Arizona as well as some plans for individuals on Disability with cost sharing (medicare/medicaid) call the number above for more inforrmation or fill out the online form below and a representative will contact you within 24 hours.

For more information or to get a quote, fill out our online form below.